Are You In Danger Of Losing Your Home To Foreclosure?

Your home is your most important possession. Not only is it a major financial investment, and shelter for you and your family — your residence reflects the hard work you put into it ... from the actual construction, perhaps, to the purchase of the home, to remodeling and other owner responsibilities.

To think that you could have your home taken away from you because of mounting debt, due to a lost job and inability to make monthly mortgage payments — well, it's unthinkable. You want to do everything you can to preserve your right to stay where you are, and maintain stable routines that family members, especially children, depend upon.

To accomplish this, in the face of continuing creditor harassment and the threat of mortgage foreclosure, you will need the knowledge, advocacy and calming influence of an experienced consumer bankruptcy attorney on your side. The benefit of hiring a lawyer to extricate you from financial distress, via bankruptcy protection, cannot be overemphasized.

In greater Memphis and throughout Tennessee, that client-focused legal professional is Bradley J. Cordts, founder of Cordts Law Firm, PLLC.

Mr. Cordts educates you to the role of the "automatic stay" in Chapter 7 "fresh start" and Chapter 13 debt reorganization bankruptcy. This stay immediately stops foreclosure efforts of banks, finance companies and other lending institutions, while you put together a comfortable plan for liquidation in the case of a Chapter 7 or a precisely planned, gradual repayment of your debt under a Chapter 13 plan. Additionally, you will no longer be subject to repossession of your car or truck, and garnishment of your wages by court order.

Mr. Cordts will also inform you of options you may never have thought you had — negotiations with a creditor, loan modifications, short sales and lien stripping, just to name a few. Discussions about these alternatives to bankruptcy can be taken up at your free initial consultation.

Chapter 7 And Chapter 13 Bankruptcy Representation Customized To Your Exact Financial Situation

Contact our Cordts Law Firm, PLLC, law offices by phone at 901-537-9786 or by email message. We look forward to assisting you in any way we can.

We are a debt relief agency. We counsel clients according to Federal Bankruptcy Code.