Do You Need Chapter 7 Or Chapter 13 Bankruptcy Protection?

If your Tennessee family is attempting to rebound from a serious injury or illness requiring expensive hospitalization ... if you are trying to come back from a divorce that strained your finances, or the loss of a job ... you may have money problems that can only be resolved through the protection of a consumer bankruptcy filing.

Chapter 7 liquidation and Chapter 13 debt reorganization bankruptcy offer a healthful means of overcoming mounting debt, whether it's medical debt, credit card debt or the kind of crushing debt that results in home foreclosure.

At the Cordts Law Firm, PLLC, in Memphis, our experienced founding attorney Bradley J. Cordts crafts a plan of action that addresses your specific situation. He and associate lawyers bring a team approach to client issues that bring positive results.

If you qualify and wish to get a "fresh start" by liquidating debts and assets, a Chapter 7 bankruptcy is effective. If you wish to keep a house with payments in arrears or heading into a foreclosure, and/or you have a car or truck that is behind and you want to keep it, a Chapter 13 can be a viable solution to help save your home and keep your car or truck. A Chapter 13 involves an incremental repayment of debt over a three- to five-year period depending on your situation. Other benefits include an immediate stop to foreclosure efforts, motor vehicle repossession by a bank or other financial institution, court-ordered garnishment of your wages and constant harassment by creditors.

Decades Of Experience, Customized Legal Guidance When True Debt Relief Is Your Goal

To speak with Bradley J. Cordts about any aspect of Chapter 7 or Chapter 13 strategies, from alternatives to wage garnishment or wage-earner's plans, please contact our law offices to arrange an initial consultation. Our firmwide knowledge, attentive advocacy and personal service are dedicated to your success. Call us today at 901-537-9786 or stay at our website to send an email message.

We are a debt relief agency. We counsel clients according to Federal Bankruptcy Code.